Express Legal Funding is a nationwide company dedicated to providing pre-settlement funding to plaintiffs involved in legal cases across the United States. We understand that civil and injury lawsuits can take months or even years to resolve, and most people cannot afford to wait that long for their settlement. That’s why we offer fast, easy, and no-risk legal funding solutions in various states, ensuring that you have the financial support you need while your case is ongoing.
Legal Funding Availability in Many States
Express Legal Funding and its partners are proud to serve clients in numerous states, including but not limited to:
- Alabama
- Arizona
- California
- Florida
- Georgia
- Louisiana
- Michigan
- Minnesota
- Mississippi
- Missouri
- New Mexico
- Oklahoma
- Oregon
- Pennsylvania
- Texas
- Virginia
- Washington
We tailor our services to comply with local regulations and provide the best possible support to our clients in each state.
Read our guides about the ins and outs of legal funding in your state:
Unique Advantages of Obtaining Legal Funding in Your State
- No Credit Check: We do not factor in your credit history when approving your application, ensuring that you can get the funding you need regardless of your credit score.
- Non-Recourse Funding: Our pre-settlement funding is non-recourse, meaning you only repay the advance if you win your case. If you lose, you owe us nothing.
- Fast Approval: Our streamlined application process ensures that you can receive your funds quickly, usually within 24 hours of approval.
- No Upfront Fees: There are no hidden fees or upfront costs. You receive the full amount of the approved funding.
Examples of Cases Eligible for Funding in All States We Serve
Express Legal Funding provides financial support for a wide range of legal cases, including:
- Personal Injury: Car accidents, slip and fall incidents, medical malpractice, and more.
- Product Liability: Cases involving defective or dangerous products.
- Employment Disputes: Wrongful termination, discrimination, and harassment claims.
By choosing Express Legal Funding, you can focus on your recovery and legal battle without the added stress of financial burdens. Our team is committed to providing ethical and fast financial help so you can get the money you need when you need it most.
Ready to get started? Apply for pre-settlement funding today or contact us for more information.
Pre-settlement Funding Application
Are there state-specific requirements for legal funding?
Yes, there are state-specific requirements for legal funding that vary depending on the regulations and laws of each state. At Express Legal Funding, we ensure that our services comply with all local regulations to provide you with the best possible support. Here are some key points to consider:
- Regulatory Compliance: Many states have their own set of rules and regulations governing consumer legal funding. Our team is well-versed in these laws and ensures that all funding agreements adhere to state-specific requirements.
- Licensing: In some states, legal funding companies must be licensed to operate. For example, Express Legal Funding-Missouri, LLC is a licensed lender in Missouri and can provide post-settlement loans in that state.
- Non-Recourse Funding: In many states, pre-settlement funding is considered non-recourse, meaning you only repay the advance if you win your case. If you lose, you owe us nothing. This distinction is important as it differentiates legal funding from traditional loans.
- Interest Rates and Fees: Some states have specific regulations regarding the interest rates and fees that legal funding companies can charge. We ensure that our rates are fair and transparent, complying with all state-specific guidelines.
- Consumer Protections: Certain states have enacted consumer protection laws to safeguard plaintiffs seeking legal funding. These laws may include disclosure requirements, caps on fees, and other measures to protect your interests.
At Express Legal Funding, we are committed to providing ethical and compliant legal funding services across the United States. Our team will guide you through the process and ensure that all state-specific requirements are met so you can focus on your recovery and legal battle without added stress.
FAQs About Pre-settlement Funding Across the United States
No matter the state where you reside, understanding how pre-settlement funding and lawsuit loans work is a valuable resource to fully empower your legal journey.
How does pre-settlement funding work?
Pre-settlement funding is a non-recourse cash advance provided to plaintiffs awaiting a legal settlement. This funding helps cover living expenses and medical bills during the litigation process. If you win your case, you repay the advance from your settlement. If you lose, no repayment is required.
What types of cases qualify for legal funding?
Pre-settlement funding is available for a variety of cases, including personal injury, car accidents, medical malpractice, wrongful death, and slip-and-fall cases. Eligibility depends on the strength and potential settlement value of your case.
Is pre-settlement funding a loan?
No, pre-settlement funding is not a traditional loan. It’s a non-recourse advance based on your potential settlement, meaning you don’t have to repay it if you don’t win your case.
How long does it take to receive funding?
After approval, most clients receive their funds within 24 hours. We aim to process applications quickly, often providing funding on the same day.
How much funding can I receive for my case?
Generally, the amount depends on the estimated value of your case. The law in Illinois caps the amount plaintiffs can receive at $100,000.
Will pre-settlement funding affect my case?
Pre-settlement funding should not impact your case’s outcome. However, it allows you to cover your expenses and avoid settling prematurely due to financial stress.
What are the costs associated with legal funding?
Costs vary by case and state. We provide clear disclosures of any fees or interest so that you understand the total repayment amount. Our rates are designed to be competitive and fair.
Do I need my attorney’s consent to apply for legal funding?
No, you don’t need your attorney’s consent to apply for legal funding on your case. However, we work directly with your attorney to ensure the funding process aligns with your case. Your attorney’s acknowledgment of the funding is required to proceed with the funding.
How is my funding repaid?
Repayment is made directly from your settlement when your case concludes. You only repay if you recover money from your claim; there’s no personal liability if you lose.
What happens if I lose my case?
If you lose your case, you are not required to repay the funding. Legal funding is non-recourse, meaning repayment depends solely on a successful recovery.
Can I apply for additional funding if my case takes longer than expected?
Yes, if your case extends beyond the initial timeline, you may apply for additional funding. In fact, most of our clients receive more than one funding during their claims. Our team will review your case’s progress with your attorney to determine eligibility for a second advance.
Does applying for legal funding affect my credit score?
No, applying for pre-settlement funding does not impact your credit score. We do not perform hard credit checks, and approval is based on the strength of your case, not your credit history.