Non-recourse car accident lawsuit funding can ease your financial burden.
Car accident loans, also known as pre-settlement funding, from Express Legal Funding can provide financial relief to individuals involved in various types of motor vehicle accident cases, including 18-wheeler truck accidents, motorcycle accidents, hit-and-run accidents, and more.
Unlike traditional lawsuit loans, our funding is not dependent on credit scores and is risk-free, following a contingency model similar to attorneys working on a case. This means you can focus on recovery without the stress of financial obligations.
Car Accident Loans Are Risk-Free
This funding is not like traditional lawsuit loans as it is not dependent on credit scores and is risk-free, following a similar contingency model as attorneys working on a case.
Additionally, those seeking auto accident pre-settlement funding may qualify for advances ranging from $500 to $500,000, depending on the specifics of their car or truck accident claim.

What is Car Accident Lawsuit Funding?
Pre-settlement funding provides immediate financial relief for plaintiffs in car accident cases, covering essential expenses like medical bills, lost wages, and living costs. This non-recourse cash advance allows individuals to focus on recovery without financial stress, as repayment is only required if the case is won.
This risk-free factor is why terms like “car accident settlement loans” are a mischaracterization of the financial product.
🟢 Apply Now for Pre-settlement Funding on Your Car Accident Case or Call us directly at (888) 232-9223 anytime, 24/7.
Understanding Car Accident Loans vs. Lawsuit Funding
Understanding the distinction between a traditional loan and a cash advance for a car accident settlement is essential. Unlike loans, car accident lawsuit funding operates as a risk-free advance against a potential settlement, offering financial support to cover living expenses while waiting for a case to conclude.
This funding can help alleviate financial pressure on individuals dealing with car accident injuries, allowing their attorneys to focus on maximizing the value of the case.

Advantages of Car Accident Lawsuit Funding
Car accident lawsuit funding offers various advantages over traditional loans in terms of risk, credit score dependency, repayment terms, and overall costs. This type of funding is particularly advantageous for individuals who may not have a job or verifiable employment history, as it is primarily based on the strength of their case rather than their financial situation.
With a fixed low rate from the beginning, car accident lawsuit funding can provide financial peace of mind to those who are seeking assistance during the legal process following a car accident.
Key Benefits:
- No Credit Score Dependency: Unlike traditional loans, car accident lawsuit funding does not require a good credit score. This makes it accessible to a broader range of individuals.
- Risk-Free: The funding is non-recourse, meaning if you lose your case, you owe nothing.
- Quick Access to Funds: You can receive funding quickly, helping you cover immediate expenses.
- Supports Various Accident Types: Whether it’s a rear-end collision, road rage incident, or an accident involving Uber or Lyft, funding is available.
- Helps Maximize Settlement: By alleviating financial pressure, it allows your attorney to negotiate for a better settlement without rushing.
Car accident lawsuit funding, often incorrectly referred to as “car accident settlement loans,” can help you pay your bills and make purchases.
We understand that car accident personal injury cases bring additional expenses and lost wages, and that bills go up, not down, during a pending car accident lawsuit.
That’s why at Express Legal Funding, we make our car accident lawsuit funding fast and more affordable, so you can get the car wreck cash relief you need now, and your accident attorney can keep fighting for your car crash settlement.
Unlike car accident loans, car accident legal funding isn’t dependent on or even based on your credit score.
Car accident lawsuit funding is risk-free; you never have to pay out of your pocket or bank account—no going into debt. It’s a debt-free option. The lien is on your motor vehicle accident claim, not you, the individual obtaining the lawsuit cash advance.
Video: Car Accident Settlement Loans or Car Accident Lawsuit Funding
Express Legal Funding is a national company, and we can provide car accident lawsuit funding for all types of motor vehicle accident lawsuits.
The fact is that if you are reading this right now and seeking money for injuries, you are qualified to apply for auto accident pre-settlement funding on your claim.
Our experienced direct funding team can walk you through the process and advance you anywhere between $500 to $500,000 legal funding cash, depending on the strength and value of your car or truck accident claim.
Car Accident Injury
Cases We Fund
- Car accidents
- 18-wheeler truck accidents
- Motorcycle accidents
- Hit-and-run accidents
- Rear-end collision accidents
- Pedestrian accident injuries
- Crosswalk pedestrian injuries
- Scooter accidents
- Dram Shop law accidents
- Sidewalk pedestrian injuries
- Bicycle accidents
- Wrongful death car wrecks
- Distracted driver accidents
- Road rage accidents
- Speeding car accidents
- Uber and Lyft accidents
- Pedestrian skateboard accidents
- DUI and DWI car crashes
Unsure if you qualify for an auto accident settlement advance? Give us a call to discuss your options. (888) 232-9223
Get More Car Accident Lawsuit Funding Cash for Your Case
You can get approved for more auto accident lawsuit funding as your case evolves. That is typically the more affordable way to get a cash advance on your car accident case from us, and not all at once. Less interest over time. So you can get more money from your settlement or trial award.
Plus, you can use car accident lawsuit funding for anything you want, except to pay for your auto accident case costs. Most clients use legal funding to pay for the cost of their daily living and monthly bills. Lawsuit accident funding on your case can give you new options and room to breathe throughout the litigation process.
Application Process for Car Accident Loans

1. Contact Us to Apply Anytime, 24/7
- Car accident victims can start the process to get approved for an pre-settlement advance on their claim by either calling the Express Legal Funding team or filling out a simple online application form.
- The application process is free, risk-free, and requires no upfront payments.
2. Tell Us About Your Case
- After applying, clients provide basic case details, such as:
- The nature of the accident.
- The injuries sustained.
- The attorney is handling their claim.
- Express Legal Funding contacts the client’s attorney to gather relevant case documentation to proceed with the funding evaluation.
3. Underwriting Case Review
- The legal funding team reviews the strength and potential settlement value of the case using industry expertise.
- The review process is quick and is often completed in well under 24 hours.
4. Approval and Funding
- Once approved, clients are informed of the funding amount, which can range from $500 to $500,000, depending on the specifics of their case, such as the amount of medical bills and insurance policy limits.
- Across thousands of approved fundings, the typical funding amount averages between $2,500 and $3,500 per advance.
- Most clients receive their funds within 24 hours of approval, often on the same day.
- Funds are disbursed via direct deposit or check to ensure quick and secure delivery.
What Our Clients Say: Real Stories of Financial Relief After Car Accidents
Get Financial Relief: Apply for Car Accident Lawsuit Funding Today
Eligibility Criteria for Car Accident Lawsuit Funding
You Were Involved in a Car Accident and Are Not At-Fault
- Clients must have an ongoing personal injury case related to a car accident caused by someone else’s negligence.
You Have Car Accident Attorney Representation
- Applicants must be represented by an attorney since Express Legal Funding works directly with attorneys to assess case viability.
- The client’s attorney will facilitate the disbursement of the repayment of the non-recourse funding after the claim resolves.
You Have a Strong Case
- Eligibility depends on the likelihood of a favorable settlement. Factors include:
- Police reports or evidence of liability.
- The severity of injuries and documentation of medical treatment.
- Generally, there must be insurance coverage to pay out the client’s claim.
No Credit Checks or Employment Verification
- Traditional financial metrics like credit scores or income levels are not considered, ensuring inclusivity for individuals facing financial hardships due to injuries and damages they sustained in a motor vehicle accident.
State-Specific Restrictions
- Car accident loans may not be available in certain states or might have unique rules. Clients are encouraged to check eligibility based on their location.
Car Accident Lawsuit Advance FAQs
Are car accident loans regulated?
Yes, but be cautious. For car accident loans to be regulated, they must be issued by a licensed lender. In the U.S., only licensed lenders can provide consumer credit loans, and regulations vary by state.
- In states with regulations for lawsuit loans, authorized lenders must adhere to strict laws to ensure fair treatment of residents.
- We are licensed to provide car accident loans in Missouri under an Internet 367 license. Many companies are not, so it’s essential to verify credentials.
Is a car accident loan actually a loan?
No, car accident lawsuit funding is not a traditional loan. It is a cash advance against your potential settlement.
- Repayment Contingency: You repay only if your case is successful. If you lose, no repayment is required.
- Legal Nuance: The term “car accident loan” is sometimes misused by legal funding brokers. In most states, these funds are not technically loans and are not subject to lending laws.
Can car accident lawsuit funding help me get a larger settlement?
Yes! Lawsuit funding allows you to cover living expenses while your attorney fights for a fair settlement.
- Relieves financial pressure so your attorney can focus on maximizing your case value.
- Offers access to settlement money now and later with low rates from Express Legal Funding.
How much do car accident loans cost?
The cost of a car accident loan varies with potential charges, subject to state laws and regulations.
- In states where loans are classified as credit products, contracts must include a Federal Truth in Lending Act (TILA) section detailing costs.
- Non-recourse lawsuit funding is not considered a loan and does not fall under TILA regulations.
How is car accident lawsuit funding better than a car accident loan?
Car accident lawsuit funding offers several advantages:
- It’s a non-recourse advance, meaning it won’t cause debt or damage your credit.
- It’s not tied to your credit score or legal status, so bad credit won’t increase rates.
- It’s risk-free—you don’t need to repay the advance out-of-pocket if you lose your case.
- Like contingency-based attorneys, funding companies only get paid if you win or settle.
How to qualify for a car accident settlement loan?
Qualifications for loans and lawsuit funding are similar, but laws vary by location.
- You must live in a state where loans are legally an option. For example, Missouri allows auto accident pre-settlement loans only through licensed providers.
- Lawsuit funding qualifiers:
- You’ve suffered injuries or damages in a car accident caused by someone else’s fault.
- You’ve hired an attorney on a contingency fee basis, meaning they only get paid if you win or settle.
Once you meet these criteria, approval is likely after your attorney provides the necessary case information.
- Attorney Acknowledgment: Your attorney must sign an acknowledgment agreeing to the irrevocable letter of direction about the repayment terms if your case is successful.
Can I qualify for car accident lawsuit funding if I don’t have a job?
Yes! Employment history or collateral is not required to be eligible for legal funding on your car accident lawsuit settlement.
- No Proof of Employment: Funding is based solely on the strength of your case.
- Risk-Free: One fixed low rate from day one, ensuring financial peace of mind.
Can I get car accident lawsuit funding if I have bad credit?
One of the most common concerns for individuals seeking car accident lawsuit funding is whether their credit score will impact their eligibility.
Fortunately, lawsuit funding is typically based on the merits of the motor vehicle accident case rather than the applicant’s credit history.
This means that even if you have bad credit, you can still qualify for funding if your case has a strong likelihood of success.
Lawsuit funding companies assess the potential settlement or judgment amount and the probability of winning the case, rather than focusing on personal financial history.
This approach provides a lifeline for those who may be struggling financially due to the accident and are unable to secure traditional loans.
By focusing on the case itself, these funding options offer a unique opportunity for plaintiffs to cover immediate expenses, such as medical bills and living costs, while awaiting the resolution of their lawsuit.
It’s important to note, however, that the terms and conditions of the funding agreement should be carefully reviewed, as they can vary significantly between providers.
Understanding these nuances can empower individuals to make informed decisions, ensuring they can pursue justice without the added stress of financial constraints related to their credit score.
How long does it take to receive a car accident loan?
For those navigating the aftermath of a car accident, the timeline for receiving a pre-settlement loan can be a critical concern, especially when immediate financial needs arise.
Fortunately, the process of obtaining car accident lawsuit funding is designed to be relatively swift, often taking just a few days from application to approval.
Once you submit your application, the funding company will review the details of your case, focusing on its merits and the likelihood of a favorable outcome.
This evaluation typically involves collaboration with your attorney to ensure all pertinent information is considered. If your case is deemed strong, the funding company can quickly move forward with the approval process.
After approval, funds are usually disbursed within 24 hours, providing much-needed relief to cover expenses such as medical bills, rent, or other living costs.
This expedited process is particularly beneficial for plaintiffs who are unable to work due to injuries sustained in the accident, offering them a financial bridge while awaiting the resolution of their lawsuit.
By understanding the efficiency of this pre-settlement funding process, individuals can better plan their financial strategies and focus on recovery, knowing that support is readily available when needed.
Can I get a car accident loan for soft tissue injuries?
Yes. Securing a car accident loan for soft-tissue injuries is indeed possible, as these types of injuries, though often less visible than fractures or other severe injuries, can still have significant impacts on a person’s life and finances.
Soft-tissue injuries, such as whiplash, sprains, and strains, can lead to substantial medical expenses and lost wages due to time off work.
When considering a car accident loan, funding companies primarily assess the strength of your legal case rather than the specific nature of the injury.
This means that if your attorney can demonstrate that the soft-tissue injuries were caused by the accident and that there is a reasonable expectation of a settlement or judgment, you may qualify for funding.
The key is to provide comprehensive documentation and medical reports that substantiate the impact of the injuries on your daily life and financial situation.
By doing so, you can access the financial support needed to manage ongoing expenses while your case progresses.
This approach ensures that even those with less visible injuries can pursue justice and receive the necessary resources to aid in their recovery, without the added burden of financial stress.